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- Subscription cancellation letter: loi Chatel or legitimate reason (France)For a subscriber to a gym, magazine, streaming service or club in France who wants to stop. As you choose: cancellation at the end of the term with the contract's notice; free cancellation at any time when the business did not remind you, one to three months before the end of the term, of your right not to renew (the loi Chatel, Article L. 215-1 of the French Consumer Code); or cancellation for a legitimate reason the contract provides for. For a subscription taken out online, the 'cancel' button is often quicker. In French, to send by registered post with proof of receipt.
- Insurance cancellation letter: home, car, health, loan cover (France)For a private policyholder in France who wants to leave an insurer or mutual insurer. After a year, car insurance and a tenant's home insurance are cancelled by the new insurer, and a policy taken out online can also be cancelled online. This letter offers, as you choose: cancellation at any time, after a year, of another policy, such as supplementary health cover, effective one month after receipt (Article L. 113-15-2 of the French Insurance Code; Article L. 221-10-2 of the Mutual Insurance Code); cancellation at the annual renewal date; or cancellation of loan insurance at any time, with the lender's approval of the new policy (loi Lemoine). In French.
- Formal demand to pay or perform an obligation (France)For a private person in France waiting for a business or another person to pay, deliver, finish work or perform any other obligation: you set a deadline and put the debtor on formal notice (mise en demeure) under Article 1344 of the French Civil Code. For a sum of money, the formal notice starts interest at the statutory rate (Article 1344-1). It is the written step before mediation, conciliation or court. In French, to send by registered post with proof of receipt, or to have served by a commissaire de justice.
- Withdrawal letter for a distance or off-premises purchase (France)For a consumer in France who bought online, by phone, from a catalogue or from a doorstep seller and has changed their mind: you withdraw within 14 days without giving reasons under Article L. 221-18 of the French Consumer Code, and ask for everything you paid back within 14 days. The model withdrawal form, which the seller must give you free, works too, and since 19 June 2026 online shops must offer a withdrawal function. A letter in French, to send by registered post with proof of receipt or by e-mail so that you keep proof.
- Withdrawal from a consumer credit agreement (France)For a borrower in France who accepted a consumer credit offer (personal loan, car loan, revolving credit, credit linked to a purchase) and has changed their mind. You withdraw within fourteen full calendar days of accepting the offer, without giving reasons (Article L. 312-19 of the French Consumer Code); the period is shorter, at least three days, if you asked for immediate delivery of goods bought on credit. The detachable form attached to the offer is enough and free; this letter does the same with your references and deals with repaying any funds already paid out. In French, to send by registered post with proof of receipt before the period ends.
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