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- Conciliation request in a dispute with a bank (Austria)Your application to the joint conciliation body of the Austrian banking industry (Gemeinsame Schlichtungsstelle der Österreichischen Kreditwirtschaft) in Vienna, when your bank has rejected your complaint or not answered it — over transfers, card payments, charges, an account or other banking business. It names the bank, the contract, the complaint and the answer, describes the dispute and the amount claimed, and contains the usual declarations, including releasing the bank from banking secrecy. The procedure is free for you and voluntary for the bank; the body proposes a solution. Foreign-currency loan disputes go to the consumer conciliation body. In German.
- Application to protect a garnished bank account (Austria)Your application to the enforcement court in Austria when your bank account has been garnished and your wages, salary, pension or other income that is only partly garnishable is paid into it. Austria has no special protected account: on your application the district court lifts the garnishment under § 292i EO as far as the balance matches the protected part of your income until the next pay date, and if asked, in advance for what you urgently need. With the case number, bank, IBAN, income and pay dates. By post, in person or through JustizOnline — not by e-mail; you can also apply orally at the court. In German.
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