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- Out-of-court settlement of a money claim (Germany)A settlement agreement under § 779 of the German Civil Code (BGB) in which a creditor and a debtor end a dispute over a money claim without going to court: the background, the settlement sum, payment in one sum or by instalments, what happens if a payment is missed (the rest falls due at once, or the original claim revives), the waiver of the rest, a full-and-final clause and costs. For disputes over unpaid invoices, loans, deposits or damage. In German, no set form — print, both sign, each keeps a copy.
- Instalment payment agreement between individuals (Germany)An agreement under German law in which a private creditor lets a debtor pay off an outstanding sum in monthly instalments — a private loan, a deposit or damage, for instance. It confirms the debt and sets the number, amount and due dates of the instalments, no interest while payments are on time, the whole balance falling due after two missed instalments, and default interest under § 288 of the German Civil Code (BGB). For private creditors only: where a business grants a consumer instalments, consumer-credit law may apply (§ 506 BGB). In German, to be signed by both.
- Private loan agreement between individuals (Germany)A loan agreement under German law for money lent between private individuals — friends, family or acquaintances. It sets out the amount, payment by bank transfer, the interest or an interest-free loan, repayment in one sum or in instalments, early repayment, default interest under § 288 of the German Civil Code (BGB) and the three months' notice of § 488 BGB where no date is fixed. For private lenders only: a business lending to a consumer falls under consumer-credit law. In German, no set form — print, both sign, each keeps a copy.
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