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- Loan agreement (umowa pożyczki)A Polish agreement for a cash loan between private individuals, family included: the parties with their PESEL numbers, the amount in words, how and when it is paid out, the interest, the repayment date or schedule, late-payment interest and the account for repayment. It explains the tax on civil-law transactions: 0.5% and a return within 14 days, with close family exempt up to 36,120 zł without formalities, and above that only after filing and a bank transfer.
- Out-of-court settlement agreement (ugoda pozasądowa)A Polish settlement that ends a dispute without going to court — over a payment, damage, a tenancy account or a service: the parties with PESEL numbers, the dispute, what each side concedes, the amount, deadline and account for payment, and a statement that performing the settlement exhausts the claims concerned (art. 917 of the Civil Code). It explains that such a settlement is not enforceable on its own, and how to make it so if the other side fails to perform.
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