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Employment22 Housing & renting11 Family, powers of attorney & authorities23 Business13 Consumer16 Money & Debt12 Vehicles6 Medical5 School & Education4 Tax & Finance4 Data & Privacy2 Not sure, show everything

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Request for removal from a bad-debtor file (Spain)For someone listed in Spain in a bad-debtor file such as ASNEF or Experian for a debt that is paid, does not exist, is disputed, was never notified, is over five years old or is under fifty euros. The letter exercises the right to erasure against the company running the file, asks for processing to be restricted while it checks, and points out the one-month deadline to answer (article 20 of Spain's data protection act, LOPDGDD, and articles 12 to 19 GDPR); a copy goes to the creditor. Exercising these rights is free, and the AEPD offers its own model forms. Send it by burofax or through the file's written channel. In Spanish.

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