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- Withdrawal from an online purchase (Malta)For a consumer in Malta who bought goods or a service online, by phone or away from the trader's premises and has changed their mind. The notice withdraws the contract within the withdrawal period under the Consumer Rights Regulations (S.L. 378.17) — 14 days, or 30 days for a purchase made during an unsolicited visit to your home or on an excursion the trader organised — with no reason needed, and asks for a refund within 14 days. The model form the trader must give you, or the trader's own online form, does the same job free. Send it by registered letter and keep the post office receipt.
- Tenant's notice ending a private residential lease (Malta)For a tenant in Malta who wants to leave a rented home. You choose the ground — withdrawal after the minimum period, leaving at the end of the term, withdrawal after a renewal by law, a short lease, or leaving early — and give the date; a saving clause moves the date to the earliest one the Private Residential Leases Act allows if needed. It asks for the handover and the return of the deposit and gives your new address. The Act requires a registered letter: send it so, in time, and keep the post office receipt.
- Resignation letter (Malta)For an employee in Malta on a contract for an indefinite time, or still on probation, who is leaving the job: a letter that resigns, states the notice you give and your last day, counted as the Employment and Industrial Relations Act (Cap. 452) requires, and asks for written confirmation, your final wages and unused leave by the next pay day, your share of the statutory bonuses and your FS3. Send it by registered letter with a copy by email, and keep the post office receipt.
- Payment demand to a business (Malta)For a business or self-employed person in Malta owed money by another business for goods or services: invoices unpaid past their due date. The letter lists the invoices, claims the total within 14 days, and claims interest on a commercial debt — the Civil Code's 8% a year from the due date, or late-payment interest and €40 compensation under the Commercial Code's rules between businesses. It names the next step: the Small Claims Tribunal (up to €5,000) or judicial proceedings. Send it by registered letter and keep the post office receipt.
- Cancelling a gym or subscription contract (Malta)For a consumer in Malta who wants to end a gym membership or another subscription — a club, a streaming or delivery service, a course — at the end of its term, on the notice the contract asks for, or because the service was not provided as agreed. The letter ends the contract from a stated date and asks the trader to stop taking payments and confirm in writing. The contract's own terms govern how it ends, and a term that is unfair under the Consumer Affairs Act does not bind you. Send it by registered letter and keep the post office receipt.
- Telecom complaint and cancellation (Malta)For a customer in Malta with a mobile, internet or TV contract that is not working as agreed, or who wants to leave it. The letter complains about the problem and either asks for it to be fixed and credited or ends the contract, asking that no early termination charge be applied where none is due and that any deposit be refunded. Complain to the provider first; the Malta Communications Authority (MCA) takes complaints free once the provider has had time to answer. Send it by registered letter and keep the post office receipt.
- Annual rent increase notice (Malta)For a landlord in Malta whose lease provides for a yearly rent increase. The notice to the tenant names the clause that allows it, the current and new rent, the date the new rent applies and the Property Price Index figure used, and states the limits of article 14 of the Private Residential Leases Act: once a year, never in the first year, no more than the index's annual variation and never over 5%. Send it by registered letter and keep the post office receipt.
- Letter asking a landlord to register the lease (Malta)For a tenant in Malta whose landlord has not registered the lease with the Housing Authority. The letter reminds the landlord that the Private Residential Leases Act requires registration online within 30 days of the start, asks for it within seven days with confirmation, and says that otherwise you will register the lease yourself at the landlord's expense and keep back part of the rent to recover the fee, as article 4(4) allows. Send it by registered letter and keep the post office receipt.
- Final demand for payment before legal action (Malta)For anyone in Malta owed money — a private loan, an unpaid invoice, a sale, a refund a trader owes — who has asked and not been paid. The letter states the debt, gives 14 days to pay in full, and names the next step: the Small Claims Tribunal (claims up to €5,000), the Consumer Claims Tribunal (a consumer against a trader, up to €10,000) or judicial proceedings. It reserves legal interest at 8% a year and costs. Send it by registered letter and keep the post office receipt.
- Landlord's notice ending a lease at the end of its term (Malta)For a landlord in Malta who does not want a long private residential lease to renew. The notice tells the tenant that the lease ends on the last day of its current term, and states the tenant's protections: it must be sent by registered letter at least three months before that day, or the lease renews by law for a year; it cannot end the lease earlier; and it is not an eviction. Not for short leases. Send it by registered letter in time and keep the post office receipt.
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