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For selling or buying a used car or motorbike between private persons in France. The official steps stay free and compulsory: the transfer certificate (Cerfa no. 15776*02), the seller's online declaration on the France Titres (ANTS) site within fifteen days, the crossed-out registration certificate. This contract comes on top of them: vehicle, mileage, price and payment, date and hour of handover, known defects, the hidden-defects warranty kept or limited (articles 1641 and 1643 of the French Civil Code), each side's steps. Signed in two originals. In French.

For asking someone to do one specific thing in your place when you cannot be there: collect a document, sign a lease or a contract, sell or buy a vehicle, represent you at an appointment. You describe the act, and the power covers that act only, until the date you choose (articles 1987 and 1989 of the French Civil Code). A voting proxy is made free on maprocuration.gouv.fr, and, for an act before a notary, the notary provides the power of attorney required. Signed by the principal, with a copy of their ID.

For a private policyholder in France who wants to leave an insurer or mutual insurer. After a year, car insurance and a tenant's home insurance are cancelled by the new insurer, and a policy taken out online can also be cancelled online. This letter offers, as you choose: cancellation at any time, after a year, of another policy, such as supplementary health cover, effective one month after receipt (Article L. 113-15-2 of the French Insurance Code; Article L. 221-10-2 of the Mutual Insurance Code); cancellation at the annual renewal date; or cancellation of loan insurance at any time, with the lender's approval of the new policy (loi Lemoine). In French.

For lending money to a relative or friend in France and keeping solid proof of it. The agreement, in French under French law, sets the amount, payment by bank transfer, a written interest rate or an interest-free loan, repayment in one sum or by monthly instalments, early repayment and what follows a late payment. It leaves the space where the borrower writes the sum in words and figures by hand (article 1376 of the French Civil Code) and recalls the tax declaration on form 2062 above €5,000. Print two copies, both signed by both parties.

For notifying your own insurer of an accident, theft, fire, broken glass, vandalism or a weather event affecting your vehicle in France. The policy sets the time limit and how to notify, often online or by phone at no cost; the law does not allow less than five working days, or two for theft (article L. 113-2 of the French Insurance Code). The letter gives the policy, the facts, the damage, the other people involved and the enclosures. Sent by registered post with proof of receipt. In French.

For challenging a post-parking charge (forfait post-stationnement, FPS) in France, the appeal required before the parking court. It goes to the body named on the payment notice, within a month of its notification; many offer a free form, online or to print, that you can use instead of this letter. The letter, sent by the registered keeper, gives the notice, the chosen ground (parking paid, vehicle sold, plates stolen, special rate, mistake), the explanation and the enclosures. Sent by registered post with proof of receipt. In French.

For an unmarried couple without a PACS who live together in France and want to set their own rules in writing, since the law provides almost none (article 515-8 of the French Civil Code): who owns the furniture and purchases, how rent and expenses are shared, what happens to the home and joint property on separation. A list of each partner's property can be attached. Signed by both partners, in two copies. It creates no right to inherit from the other.

For a buyer in France of a new or second-hand item, from a business or a private seller, who discovers after the sale a serious defect that was not visible: a used car, an appliance, furniture. You rely on the guarantee against hidden defects (Article 1641 onwards of the French Civil Code) and choose between a refund against return of the item and a price reduction. Court action must be brought within two years of discovering the defect. In French, to send by registered post with proof of receipt.

For lending your car or motorbike free of charge to someone close to you in France and being able to prove it: vehicle, insurer and policy number, borrower and licence number, loan dates, permitted use, care of the vehicle, return, insurance excess and traffic fines. French law imposes no form on such a loan: the statement, signed by both parties in two originals, is kept in the vehicle with the registration certificate and helps at a roadside check or after a claim. In French.

For a borrower in France who accepted a consumer credit offer (personal loan, car loan, revolving credit, credit linked to a purchase) and has changed their mind. You withdraw within fourteen full calendar days of accepting the offer, without giving reasons (Article L. 312-19 of the French Consumer Code); the period is shorter, at least three days, if you asked for immediate delivery of goods bought on credit. The detachable form attached to the offer is enough and free; this letter does the same with your references and deals with repaying any funds already paid out. In French, to send by registered post with proof of receipt before the period ends.

For handing the day-to-day running of your affairs to someone close during an absence, a hospital stay or a stay abroad: paying bills, collecting income, dealing with public offices. Written in general terms, it covers acts of administration only (article 1988 of the French Civil Code); selling or giving away property needs an express power. To arrange your own protection in advance should your faculties decline, the mandat de protection future (Cerfa 13592 or a notarial deed) is the route the law provides. Signed by principal and agent, in two copies.

For a member of a French mutual, insurer or provident institution who has not received the expected reimbursement from their complémentaire santé. Check your online member area first, often the quickest. In French, the letter identifies the contract, the care and the amount expected, records the steps already taken and names the mediator in the contract, free, to be approached within a year of the written complaint. Sold blank, to complete by hand, as it holds health data. Sent by registered post to keep proof.

For an insured person whose care was not reimbursed, or wrongly, by the French local health insurance fund (CPAM) in mainland France, or by the general social security fund (CGSS) in the overseas departments other than Mayotte. The free route comes first: the messaging service of the ameli account. In French, the letter is for when a posted complaint is better: it identifies the care, the dispute and the request, and names the fund's mediator and then the amicable appeals committee. The social security number is written by hand. Sold blank, as it holds health data.