Vehicle loan statement (France)
Published byDocMuse
This document is in French
The PDF you download is in French — that is the language it has to be filed in, so it is not translated. Everything on this page is here to tell you what it says.
For lending your car or motorbike free of charge to someone close to you in France and being able to prove it: vehicle, insurer and policy number, borrower and licence number, loan dates, permitted use, care of the vehicle, return, insurance excess and traffic fines. French law imposes no form on such a loan: the statement, signed by both parties in two originals, is kept in the vehicle with the registration certificate and helps at a roadside check or after a claim. In French.
- Made for use in France
- Last updated October 13, 2026
When to use this document
- You are lending your car to a friend or relative in France for a few days and want it in writing.
- Someone close to you will ride your motorbike while you are away and may be stopped by the police.
- You want it clear who pays the insurance excess or a fine if something happens to the car you lend.
- You need a vehicle loan statement to keep in the car with the registration document.
What you fill in
The details the document asks for.
- Lender
- Lender's address
- Borrower
- Borrower's address
- Licence number
- Driving licence categories
- Vehicle
- Registration plate
- Insurer
- Policy number
- From
- To
- Permitted use (journeys, area or purpose)
- Who bears the insurance excess
- City
- Date
Preview
This document is produced for you. Your answers are typed into it and the finished PDF is yours to keep.
Common questions
- Is a written statement needed to lend a car in France?
- Lending a vehicle is a loan for use (article 1875 of the French Civil Code), which the law subjects to no form: it can be agreed orally. The statement is evidence: at a roadside check it shows that the driver uses the vehicle with the keeper's consent; after a claim or an offence it fixes the dates of the loan and what the parties agreed. Keep one original in the vehicle with the registration certificate.
- Does the insurance cover the person you lend your vehicle to in France?
- Compulsory third-party liability insurance attaches to the vehicle and in principle covers any driver who uses it with the keeper's consent (article L. 211-1 of the French Insurance Code). Cover for damage to the vehicle and its excess depend on the policy: many set a higher excess, or even an exclusion, for a new or undeclared driver. Read your policy before the loan; the statement says who bears that excess.
- Who pays the fine if the borrower commits an offence with the lent vehicle?
- The notice for an offence recorded without stopping the driver, by a speed camera for instance, is sent to the registered keeper. The keeper can name the driver in the form and within the time the notice states, online on the ANTAI site or by post; the licence points are then taken from the named driver. The loan statement helps to show who was driving on that date.
How you can sign this document
- Print it and sign by hand. The signature lines in the document are left blank on purpose — sign on them in ink.
- Sign it yourself with a qualified electronic signature. If you already hold a QES — Evrotrust, B-Trust, StampIT, ZealiD or any qualified provider on the EU Trusted List, on a card, a USB token, in a mobile app or in the cloud — our signing guide explains step by step how to sign this exact file without invalidating it. Step-by-step help, and a way to check it worked
DocMuse sells documents, not legal advice. Acceptance always depends on the recipient's rules and your local law.
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