Notice & Demand: templates and forms

For a subscriber to a gym, magazine, streaming service or club in France who wants to stop. As you choose: cancellation at the end of the term with the contract's notice; free cancellation at any time when the business did not remind you, one to three months before the end of the term, of your right not to renew (the loi Chatel, Article L. 215-1 of the French Consumer Code); or cancellation for a legitimate reason the contract provides for. For a subscription taken out online, the 'cancel' button is often quicker. In French, to send by registered post with proof of receipt.

For a private policyholder in France who wants to leave an insurer or mutual insurer. After a year, car insurance and a tenant's home insurance are cancelled by the new insurer, and a policy taken out online can also be cancelled online. This letter offers, as you choose: cancellation at any time, after a year, of another policy, such as supplementary health cover, effective one month after receipt (Article L. 113-15-2 of the French Insurance Code; Article L. 221-10-2 of the Mutual Insurance Code); cancellation at the annual renewal date; or cancellation of loan insurance at any time, with the lender's approval of the new policy (loi Lemoine). In French.

The French labour ministry's site code.travail.gouv.fr offers free model letters ending the probation period, for the employee and for the employer. This document is a letter by which the employer or the employee ends the employment contract during the probation period (période d'essai) in mainland France or an overseas department other than Mayotte: it says who is ending it, refers to the notice period of article L. 1221-25 (employer) or L. 1221-26 (employee) of the Labour Code and gives the end date. No reason has to be given. Hand it over against a signed receipt or send it by registered post with proof of receipt, before the probation period ends. In French.

For stopping a creditor's direct debits from your account in France: a subscription, a supplier, a lender. The document, in French under French law, holds two letters to send the same day: the revocation of the SEPA mandate, to the creditor, and the opposition, to your bank, which then refuses every debit from that creditor (article L. 133-7 of the French Monetary and Financial Code). A debit presented afterwards is no longer authorised and is refunded. Revoking the mandate does not end the contract.

For a consumer in France who bought online, by phone, from a catalogue or from a doorstep seller and has changed their mind: you withdraw within 14 days without giving reasons under Article L. 221-18 of the French Consumer Code, and ask for everything you paid back within 14 days. The model withdrawal form, which the seller must give you free, works too, and since 19 June 2026 online shops must offer a withdrawal function. A letter in French, to send by registered post with proof of receipt or by e-mail so that you keep proof.

For a business that had opted to pay VAT and wants to return to the VAT exemption scheme (franchise en base), its turnover staying below the thresholds. The withdrawal is made at the end of the two-year period (article 293 F of the French General Tax Code), free through the secure messaging of the professional space or by this French letter to the business tax office. Ceasing business altogether is declared free on the one-stop business formalities portal. Registered post with proof of receipt is advised.

For a landlord in France ending the lease at its term: at least six months ahead for an unfurnished home, three months for a furnished one. The French letter states the ground — taking the home back to live in, with the beneficiary and the relationship; sale, with the price and terms, which are an offer to the tenant; or a legitimate and serious reason — and lists the enclosures, including the information notice of the arrêté of 13 December 2017. By registered letter with proof of receipt, commissaire de justice, or by hand against a receipt.

For closing a current account or a savings account at a French bank. If you are moving to another bank, its free account-switching service (aide à la mobilité bancaire) can do it for you. Otherwise this letter, in French under French law, asks for the account to be closed and the card, chequebook and overdraft ended, the balance transferred to the account you choose and a closing statement sent. Closing is free (article L. 312-1-7 of the French Monetary and Financial Code). Send it by registered post or hand it in at the branch.

For a landlord in France whose tenant owes rent or charges. The French letter lists the months owed and the total, sets a payment date, offers a payment plan and the free help available (ADIL, CAF, the housing solidarity fund), then states the next step: a formal demand for payment served by a commissaire de justice, then the lease's termination clause, six weeks after an unanswered demand, or two months where a lease signed before July 2023 says so. A first friendly reminder or a formal demand, as you choose. A copy can go to the guarantor.

The French labour ministry's site code.travail.gouv.fr offers a free model resignation letter. This document is a resignation letter for an employee on an open-ended contract (CDI) in mainland France or an overseas department other than Mayotte: it gives notice of resignation, refers to the notice period set by the collective agreement, the contract or custom, can ask to be released from working it, and asks for the end-of-employment documents. French law prescribes no form; send it by registered post with proof of receipt or hand it over against a signed receipt, to prove the day the notice starts. In French.

A letter for a former employee in mainland France or an overseas department other than Mayotte who wants to denounce the final-settlement receipt (reçu pour solde de tout compte) signed at the end of the contract. Sent within six months of signing, it stops the receipt from discharging the employer from the amounts listed in it (article L. 1234-20 of the Labour Code), and can name the amounts disputed. The withdrawal goes by registered post (article D. 1234-8 of the Labour Code) and the six months run from signing: use proof of receipt and send it early enough to arrive in time. In French.