Request to close a bank account (Romania)
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This document is in Romanian
The PDF you download is in Romanian — that is the language it has to be filed in, so it is not translated. Everything on this page is here to tell you what it says.
The request by which an account holder in Romania closes a current account and ends the framework agreement with the bank: the account, the closing date, the cards attached, the account to receive the balance, and the cancellation of standing orders and direct debits. The agreement can be ended at any time with at most 30 days' notice, and closing is free at the latest once the account is 6 months old (Law no. 209/2019).
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Common questions
- Does closing a bank account in Romania cost anything?
- No, if the framework agreement has been in force for at least 6 months: after that at the latest, ending it is free (Law no. 209/2019). If the bank still charges a fee on a newer account, the fee must be provided for in the contract and must not exceed the bank's actual costs.
- How much notice does the bank need?
- Law no. 209/2019 lets the framework agreement be ended at any time; notice applies only if the contract provides for it, and then at most 30 days. Before closing, it is worth moving the salary, standing orders and direct debits, so that none of them lands on the closed account.
- What about an account with an overdraft in use?
- The bank will usually ask for the used overdraft or other debts linked to the account to be paid before closing. The request says where to send the balance left after that, and asks for written confirmation of the closure.
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