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For a passenger whose flight arrived three hours or more late, was cancelled at short notice, or who was denied boarding, on a flight covered by UK261 (Regulation (EC) No 261/2004 as it forms part of UK law): every flight from a UK airport, and flights to the UK on a UK airline or, from outside the EU, on an EU airline. The letter claims the fixed compensation in pounds — £220, £350 or £520 per passenger, by distance — from the airline that operated the flight, unless extraordinary circumstances caused the problem. Send it by email or the airline's claim form, and by first class post.

For a traveller in Scotland whose package holiday — flights and hotel, or other travel services sold together — was not as booked: a different or poor hotel, missing services, a changed itinerary. Under the Package Travel and Linked Travel Arrangements Regulations 2018, which apply across the UK, the organiser is responsible for every part of the package and owes a price reduction and compensation for what went wrong. The letter claims them and is a letter before action with 14 days to reply, then simple procedure in the sheriff court. Send it to the organiser by email and by first class post.

For a consumer who bought goods or a service online, by phone or away from the trader's premises and has changed their mind. The notice cancels the contract within the 14-day cancellation period of the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, with no reason needed, and asks for a refund within 14 days. The model cancellation form the trader must give you, or its own online form, does the same job free. Send it by email and by first class post with a free certificate of posting, and keep a copy.

For a customer who has cancelled a Direct Debit or standing order with their bank — usually in online banking, free and at once — and needs to tell the company it paid. Cancelling the payment does not end a contract or a debt, so the letter states your position: the contract has ended, you will pay another way, or you dispute the charges. Under the Direct Debit Guarantee, your bank refunds at once any payment taken in error. Send it by email and by first class post.

For a traveller in Northern Ireland whose package holiday — flights and hotel, or other travel services sold together — was not as booked: a different or poor hotel, missing services, a changed itinerary. Under the Package Travel and Linked Travel Arrangements Regulations 2018 the organiser is responsible for every part of the package and owes a price reduction and compensation for what went wrong. The letter claims them and is your final letter before a small claim in the county court, with 14 days to reply. Send it to the organiser by email and by recorded delivery (Royal Mail Signed For).

For a traveller whose package holiday — flights and hotel, or other travel services sold together — was not as booked: a different or poor hotel, missing services, a changed itinerary. Under the Package Travel and Linked Travel Arrangements Regulations 2018 the organiser is responsible for every part of the package and owes a price reduction and compensation for what went wrong. The letter claims them and is a letter before claim with 14 days to reply. Send it to the organiser by email and by first class post.

For the registered keeper of a vehicle in Northern Ireland who has received a Notice to Owner for a parking penalty charge from the Department for Infrastructure or a council and wants it cancelled. The letter makes formal representations on a ground printed on the notice — for example that the contravention did not occur, or that the vehicle had been taken without consent — with the facts and the evidence. Send it within the time the notice gives; if it is rejected, the Northern Ireland Traffic Penalty Tribunal hears a free appeal.

For the keeper of a vehicle in England or Wales who has received a council's Notice to Owner, or a penalty charge notice (PCN) by post from a camera, and wants it cancelled. The letter makes formal representations on one of the grounds printed on the notice — the contravention did not occur, you were not the owner, procedural impropriety and the others — with the facts, the evidence and any compelling reasons. It must reach the council within 28 days of the notice being served; the council's free online form does the same.

For someone in Northern Ireland who has revoked a power of attorney given under the Powers of Attorney Act (Northern Ireland) 1971: a letter to a bank, building society, utility, landlord or any organisation the attorney has dealt with, saying the power has ended, asking it to stop taking the attorney’s instructions and to confirm this in writing. It encloses a copy of the deed of revocation and goes by Royal Mail Signed For or by hand.

For the driver or keeper of a vehicle given a council penalty charge notice (PCN) for parking in Scotland — on a street, in a council car park, or for pavement or double parking — who thinks it is wrong and has not yet received a Notice to Owner (for pavement or double parking, an enforcement notice). The letter gives the notice's details, the reasons it should be cancelled and the evidence. The council's free online challenge form does the same job; this letter suits post or email. A bus lane or Low Emission Zone penalty sent by post is answered with formal representations instead. Not for private car park charges.

For the driver or keeper of a vehicle given a penalty charge notice (PCN) for parking in Northern Ireland — on the street by the Department for Infrastructure, or in a council car park — who thinks it is wrong and has not yet received a Notice to Owner. The letter gives the ticket’s details, the reasons it should be cancelled and the evidence, and asks for any reduced charge to be held open. The online challenge route printed on the ticket does the same job; this letter suits post or email. Not for private car park charges.

For the keeper of a vehicle in Scotland who has received a council's Notice to Owner for parking, an enforcement notice for pavement, dropped kerb or double parking, or a penalty charge notice sent by post for a bus lane or a Low Emission Zone, and wants it cancelled. The letter makes formal representations on a ground printed on the notice — the contravention did not occur, you were not the owner, the vehicle was taken without consent, the charge was too high, or another ground listed — with the facts, the evidence and any compelling reasons. It must reach the council within the time on the notice; the council's free online form does the same.

For the driver or keeper of a vehicle given a council penalty charge notice (PCN) for parking in England or Wales who thinks it is wrong and has not yet received a Notice to Owner. The letter gives the ticket's details, the reasons it should be cancelled and the evidence. Councils generally hold the 50% discount while they consider a challenge made within 14 days. The council's free online challenge form does the same job; this letter suits post or email. Not for private car park tickets or police fines.

For a member who wants to end a gym membership, a club or a paid subscription. The notice ends the contract on the basis you choose — its own notice terms, the end of the minimum term, or the 14-day cancellation right for a contract made online or by phone — and asks the provider to take no payment after the last one due. The subscription rules of the Digital Markets, Competition and Consumers Act 2024 are not yet in force. Send it by the channel the contract names, or by email and first class post.

For the directors of a solvent private limited company in the UK that has stopped trading and is to be closed. The written resolution records that the company meets the conditions of the Companies Act 2006 for voluntary strike-off, authorises the application on form DS01 (£13 online) and the copies that must go within seven days to its members, employees, creditors, any director who did not sign and pension trustees. A company that cannot pay its debts is closed through an insolvency practitioner instead.

For a business in Scotland ending a contract with a supplier, customer or other business, either on the notice the contract allows or because the other side has committed a material breach. The letter identifies the contract and the clause relied on, gives the end date, describes any breach, and records that payments due and surviving terms continue. Follow the contract's notices clause on address, method and timing, and keep proof of delivery. Ending a contract for a breach that is not material can itself be a breach, so take advice if unsure.

For a business in England and Wales ending a contract with a supplier, customer or other business, either on the notice the contract allows or because the other side has seriously broken it. The letter identifies the contract and the clause relied on, gives the end date, describes any breach, and records that payments due and surviving terms continue. Follow the contract's notices clause on address, method and timing, and keep proof of delivery. Ending a contract for a breach that is not serious enough can itself be a breach, so take advice if unsure.

For a tenant in Scotland with a private residential tenancy who wants to move out. You end it by a notice in writing, given freely, that states the day your tenancy ends: more than 28 days after your landlord receives it, unless the landlord agrees in writing to a different period. Today every joint tenant must sign. The notice can ask the landlord to agree an earlier date, asks for a check-out and gives your new address. Send it by recorded delivery or by hand, or by email if your landlord agreed to email in writing; a posted notice counts as received 48 hours after sending.

For a business in Northern Ireland ending a contract with a supplier, customer or other business, either on the notice the contract allows or because the other side has seriously broken it. The letter identifies the contract and the clause relied on, gives the end date, describes any breach, and records that payments due and surviving terms continue. Follow the contract’s notices clause on address, method and timing, and keep proof of delivery. Ending a contract for a breach that is not serious enough can itself be a breach, so take advice if unsure.

For someone in Scotland who gave a general or one-off power of attorney and wants to end it — they no longer need it, or no longer trust the attorney. The revocation ends the power from the day you sign it, and is signed before one witness so that it is self-proving. Give a copy to the attorney and to every bank or organisation that has dealt with them, so that no one goes on relying on the power. Not for a registered continuing or welfare power of attorney: the Office of the Public Guardian (Scotland) explains how to end one.

For someone in Scotland who has revoked a general or one-off power of attorney: a letter to a bank, building society, utility, landlord or any organisation the attorney has dealt with, saying the power has been revoked, asking them to stop accepting the attorney’s instructions and to confirm it in writing. It encloses a copy of the signed revocation and goes by recorded delivery, or by hand. Not for a continuing or welfare power registered with the Office of the Public Guardian (Scotland), which is ended through the OPG.

For an employee in Northern Ireland who needs time off beyond their holiday — a long trip, a family matter, study — and wants their employer's agreement: a letter asking for unpaid leave between two dates, with the return date, and asking the employer to confirm in writing your return to the same job and what happens to holiday, pension and benefits. There is no general right to unpaid leave; parental leave and time off for dependants are separate statutory rights. Hand it in and email it.

For a homeowner or tenant in Northern Ireland who lives in the home and wants a lodger to leave. The notice refers to your lodger agreement, gives the date it ends — at least four weeks ahead in writing (eight weeks once the lodger has lived with you for more than a year), or the longer period the agreement sets — asks for the room to be cleared and the keys returned, and says what happens to the deposit. Hand it over in person and keep a copy the lodger has signed. Not for a tenant who has the home or part of it to themselves: a landlord’s notice to quit is a different document.

For a private landlord or letting agent in Northern Ireland whose tenant has fallen behind with the rent. The letter sets out the arrears period by period, asks the tenant to pay or propose a repayment plan by a set date, points to free advice from Housing Rights, Advice NI and others, and carries the landlord registration number. It says that if the arrears are not resolved the landlord may end the tenancy by notice to quit, as the law and the tenancy allow, and then apply to the court. It never threatens to change the locks or remove belongings.