Money & Debt: templates and forms

A receipt by which a private individual in Cyprus confirms receiving money from another: the sum in figures and words, what it is for, the date and method of payment, and whether it settles the whole debt or is a payment on account, with the balance left. Useful for repaying a loan, returning a deposit, selling an item or any cash payment, which otherwise leaves no trace. It is signed by the person receiving the money, and since 2026 needs no stamp duty.

The receipt in which someone in Greece who takes money from a private person confirms it: who paid and who received, the sum in figures and words, what it was for, the date and method of payment, and whether it settles the whole debt or is paid on account, with the balance. A debtor who pays is entitled to a written receipt and, on paying the whole debt, to the return of the debt document (art. 424 of the Greek Civil Code). It goes with the loan agreement, the acknowledgment of debt and the settlement.

A Greek private agreement for a loan of money between private persons — relatives, friends, acquaintances: the parties with their AFM tax numbers, the sum in figures and words, how it is paid out, a fixed repayment day or instalments, interest and default interest. The rate is set against the ceiling for loans outside banks (7.90% a year from 16 September 2026), and the 3.6% digital transaction duty is placed on the borrower, payable to the Greek tax authority (AADE) by the end of the following month. Signed by both, it is the document a payment order runs on.

A written cancellation, sent to a bank in Cyprus, of a standing order or a direct debit from your account. It names the account, the payee and the mandate or reference number, asks that nothing be debited from the date you set and that the cancellation be confirmed in writing, and is copied to the payee, because a direct debit mandate is cancelled with the payee too. An authorised direct debit can be refunded if asked within 8 weeks, and an unauthorised one within 13 months.