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Change of basic health insurer, in Italian (Switzerland)
Switzerland · in Italian · for consumers
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11 questions · about 5 min
This document is in Italian
The PDF you download is in Italian — that is the language it has to be filed in, so it is not translated. Everything on this page is here to tell you what it says.
Made for use in Switzerland
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For people in Switzerland moving to another health insurer: the letter ending the compulsory basic insurance either after the new premium has been announced, for the end of the year (Art. 7 para. 2 LAMal/KVG), or with three months' notice for the end of June or December, for yourself and children covered with you. It names the new insurer and leaves supplementary cover in place. To change on 1 January, the insurer must receive it by 30 November — the postmark is irrelevant. The Federal Office of Public Health has a free model letter on priminfo.admin.ch. Send it registered or by A-Post Plus. In Italian.
- Made for use in Switzerland
- Last updated November 4, 2026
Published byDocMuse
When to use this document
- Your health insurance premium in Ticino has gone up and you want to move to a cheaper insurer.
- You have compared offers and want to leave your basic health insurer in Switzerland in time.
- You are switching insurer for yourself and the children insured with you, in Italian.
- You want to keep your supplementary cover and change only the basic insurance in Switzerland.
What you fill in
The details the document asks for.
- Insured
- Insured's address
- Insurer
- Insurer's address
- City
- Date
- Insured person's number (on the insurance card)
- Basis of the notice (in Italian): after the new premium, or three months to the half-year's end
- Date of termination
- Other insured persons you give notice for (name, date of birth, insured person's number)
- New health insurer for basic insurance
Common questions
- Does the Swiss government offer a free letter for cancelling basic health insurance?
- It does. The Federal Office of Public Health puts free model letters on priminfo.admin.ch under «Modelli di lettere» in Italian — one cancelling the basic insurance, one applying to the new insurer — next to its premium calculator for comparing offers. Many insurers have their own forms as well. This version is a fill-in letter with room for children covered with you, the new insurer and any supplementary cover.
- What is the deadline for a Swiss health insurer to receive notice for 2027?
- To move on 1 January 2027 after the premium announcement, your insurer must have the notice by Monday 30 November 2026; receipt is what counts, not the postmark (Art. 7 para. 2 LAMal/KVG). The Federal Office of Public Health advises posting it registered or by A-Post Plus by 15 November. With the standard deductible and free choice of doctor you can also leave at the end of June, the notice arriving by 31 March (Art. 7 para. 1). With a higher deductible or a restricted-choice model (from 2027 called PRAXIS, TEL_DIG, PHARM or FLEX, such as family-doctor, HMO or telemedicine models), only at the end of the year (Art. 94 para. 2 and Art. 100 para. 3 OAMal/KVV).
- Which unpaid bills can stop a change of Swiss health insurer?
- For a change on 1 January: premiums, cost-sharing or default interest for which you were reminded by 30 November, and enforcement costs, if they are still unpaid on 31 December (Art. 64a para. 6 LAMal/KVG, Art. 105l para. 2 OAMal/KVV); a child's arrears block only that child's change. Apply to the new insurer at the same time as you give notice: in basic insurance it must take you without reservations or health questions. Your old cover ends only once the new insurer has told the old one that you are insured without a gap; the old insurer then tells you the end date in writing (Art. 7 para. 5 LAMal/KVG).
- Will my supplementary cover end if I leave my Swiss basic insurer?
- No. Your insurer cannot make you drop supplementary insurance when you leave its basic insurance, and cannot cancel it itself for that reason alone (Art. 7 paras. 7 and 8 LAMal/KVG). Supplementary policies follow their own notice periods under the Insurance Contract Act and the general conditions. Keep them until new cover is confirmed, since a supplementary insurer may ask about your health and refuse you.
How you can sign this document
- Print it and sign by hand. The signature lines in the document are left blank on purpose — sign on them in ink.
- Sign it yourself with a qualified electronic signature. If you already hold a QES — Evrotrust, B-Trust, StampIT, ZealiD or any qualified provider on the EU Trusted List, on a card, a USB token, in a mobile app or in the cloud — our signing guide explains step by step how to sign this exact file without invalidating it. Step-by-step help, and a way to check it worked
DocMuse sells documents, not legal advice. Acceptance always depends on the recipient's rules and your local law.
Related documents
- Change of basic health insurer, in German (Switzerland)
For people in Switzerland changing health insurer, in German: terminates the compulsory basic insurance after the new premium is announced, for the end of the year (Art. 7 para. 2 KVG), or with three months' notice for the end of June or December, for you and children insured with you; it names the new insurer and keeps any supplementary insurance running. To change on 1 January, the notice must reach the insurer by 30 November; the postmark does not count. The Federal Office of Public Health offers a free model letter on priminfo.admin.ch. Send it by registered post or A-Post Plus.
- Change of basic health insurer, in French (Switzerland)
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- Termination of supplementary or other insurance, in Italian (Switzerland)
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- Termination of supplementary or other insurance, in French (Switzerland)
For policyholders in Switzerland, in French: terminates a supplementary health insurance, a household, liability, legal-protection or other insurance under the Insurance Contract Act (LCA) — ordinarily after three years with three months' notice (Art. 35a LCA), on the date the policy conditions allow, because of a premium increase, or for good cause, else on the next possible date. Basic health insurance (LAMal) is terminated by a separate letter. Send it registered; the Act also accepts text form such as e-mail.
- Termination of supplementary or other insurance, in German (Switzerland)
For policyholders in Switzerland, in German: terminates a supplementary health insurance, a household, liability, legal-protection or other insurance under the Insurance Contract Act — ordinarily after three years with three months' notice (Art. 35a VVG), on the date the policy conditions allow, because of a premium increase, or for an important reason, else on the next possible date. Basic health insurance (KVG) is terminated with a separate letter. Send it by registered post; the Act also accepts text form such as e-mail.
- Notice to change your basic health insurer for 1 January (Switzerland)
For people insured in Switzerland, in English: terminates the compulsory basic health insurance (Grundversicherung) after the new premium is announced, for 31 December (Art. 7 para. 2 KVG), or with three months' notice for the end of June or December, for you and children insured with you; it names your new insurer and leaves supplementary insurance running. To change on 1 January, it must reach the insurer by 30 November. The Federal Office of Public Health offers free German, French and Italian model letters on priminfo.admin.ch. Swiss authorities and courts work in their official language — German, French or Italian — so this English version is for dealings between private parties.