Claim report to your own motor insurer (Austria)
Published byDocMuse
This document is in German
The PDF you download is in German — that is the language it has to be filed in, so it is not translated. Everything on this page is here to tell you what it says.
A letter reporting an accident or damage to your own motor insurer in Austria: under the liability cover where someone else may claim against you, or under partial or comprehensive Kasko cover for damage to your own vehicle. With the policy number, plate, date and place, who was driving, others involved, police, witnesses, what happened and the damage. Austrian policy conditions (AKHB) ask for prompt notice; your policy states the period. The letter records facts and admits no fault. In German, ready to print and sign.
What you fill in
The details the document asks for.
- Policyholder (name as on the policy)
- Policyholder's address
- Phone
- Insurer
- Motor insurer's address (street or PO box, then postcode and town, each on its own line)
- City
- Date
- Date of the incident
- Policy number
- Registration plate
- Cover the claim is under: third-party liability, partial or comprehensive cover
- Time of the event
- Place of the event
- Who was driving (name and address, or that the vehicle was parked)
- Other people involved: name, address, plate and insurer, as far as known
- Police report (station, case number)
- Witnesses (names and phone numbers)
- Description of the event
- Description of the damage
- IBAN
- Attachments
Preview
This document is produced for you. Your answers are typed into it and the finished PDF is yours to keep.
Common questions
- By when must damage be reported to one's own motor insurer in Austria?
- Within the period your policy conditions set: the AKHB for liability cover, the Kasko conditions of your contract for Kasko. These periods are short and are stated in the policy or its conditions. Late notice can put your cover at risk. Report an accident even if you claim nothing yourself but someone may claim against you: the injured party can go straight to your liability insurer under § 26 KHVG.
- Must the police be called in Austria after an accident with damage to property only?
- Not if those involved have shown each other their names and addresses. Otherwise the nearest police station must be told without undue delay (§ 4 Abs 5 StVO 1960). Calling the police when it was not needed costs € 36. Record what happened on the European Accident Statement, which is not an admission of fault, and sign no admission of fault at the scene; policy conditions may forbid it.
- When does motor liability cover pay in Austria, and when does Kasko cover?
- Motor liability insurance is compulsory and pays for damage done to others with your vehicle. Kasko cover, partial or comprehensive, is voluntary and pays for damage to your own vehicle as your contract says, often with an excess. If someone else caused your damage, you can turn to their liability insurer (§ 26 KHVG); whether to use your own Kasko instead is your choice under your contract.
How you can sign this document
- Print it and sign by hand. The signature lines in the document are left blank on purpose — sign on them in ink.
- Sign it yourself with a qualified electronic signature. If you already hold a QES — Evrotrust, B-Trust, StampIT, ZealiD or any qualified provider on the EU Trusted List, on a card, a USB token, in a mobile app or in the cloud — our signing guide explains step by step how to sign this exact file without invalidating it. Step-by-step help, and a way to check it worked
DocMuse sells documents, not legal advice. Acceptance always depends on the recipient's rules and your local law.
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