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Settlement agreement between private parties (Italy)

Money & Debt
Italiano
Italy
Contract
Print & sign
2 pages · 0 sold

Published byDocMuse

This document is in Italian

The PDF you download is in Italian — that is the language it has to be filed in, so it is not translated. Everything on this page is here to tell you what it says.

For ending a dispute in Italy between private persons or with a business – a contested debt, damage, poor work – by mutual concessions, including a settlement for less than the full debt (saldo e stralcio). The contract, in Italian under Italian law, describes the dispute, what each party concedes, any sum and how it is paid, and the waiver of every other claim on that dispute (articles 1965 ff. of the Italian Civil Code). It is not for employment disputes. Both parties sign two copies.

  • Made for use in Italy
  • Last updated October 14, 2026

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When to use this document

  • You and another person in Italy have a dispute over money and have found a middle ground.
  • The firm that did work on your home accepts a discount and you want to close the matter in writing.
  • The creditor accepts a lower sum to settle the debt and you want a signed agreement before paying.
  • You need a written settlement agreement to close a dispute once and for all.

What you fill in

The details the document asks for.

  • First party
  • First party's codice fiscale or VAT number (Italian tax code)
  • First party's address
  • Second party
  • Second party's codice fiscale or VAT number (Italian tax code)
  • Second party's address
  • What the dispute is about
  • What the first party concedes
  • What the second party concedes
  • Amount
  • Payment terms
  • Additional terms
  • City
  • Date

Common questions

When is a settlement between private parties valid in Italy?
When each party gives something up to end a dispute that has arisen or to prevent one: without mutual concessions there is no settlement (article 1965 of the Italian Civil Code). The parties must be able to dispose of the rights at stake; a settlement on rights the law removes from their disposal is void (article 1966). It must be in writing, because writing is needed to prove it (article 1967). Describe the dispute and the concessions precisely: that is what the agreement closes.
Can this agreement be used to settle a dispute with an employer in Italy?
No. In Italy, a worker's waivers and settlements of rights arising from mandatory rules can be challenged within six months of the end of the employment or of the agreement, if later, unless they are concluded in the protected venues the law provides, such as the conciliation committee or a trade-union venue (article 2113 of the Italian Civil Code). That is why DocMuse sells no employment settlement agreements.
How is a saldo e stralcio settlement with a creditor put in writing in Italy?
The creditor accepts less than the debt and waives the rest; the debtor pays by the agreed date. In this agreement the creditor's concession is the waiver of the balance and the debtor's is payment of the sum, stated with how it is paid. Have the agreement signed by both parties before paying; a written proposal to the creditor can come first. After payment, the creditor can issue a receipt in full and final settlement (quietanza liberatoria).

How you can sign this document

  • Print it and sign by hand. The signature lines in the document are left blank on purpose — sign on them in ink.
  • Sign it yourself with a qualified electronic signature. If you already hold a QES — Evrotrust, B-Trust, StampIT, ZealiD or any qualified provider on the EU Trusted List, on a card, a USB token, in a mobile app or in the cloud — our signing guide explains step by step how to sign this exact file without invalidating it. Step-by-step help, and a way to check it worked

DocMuse sells documents, not legal advice. Acceptance always depends on the recipient's rules and your local law.

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