Claim against the at-fault driver's motor insurer (Romania)

Published byDocMuse

The claim in which someone who suffered loss in a road accident in Romania asks for compensation directly from the RCA insurer of the vehicle at fault, without going through its driver (Law no. 132/2017): the date, place and course of the accident, the at-fault policy, the damaged vehicle and the loss, the documents attached and the account for payment.

Preview

This document is produced for you. Your answers are typed into it and the finished PDF is yours to keep.

Common questions

Who is the claim made to after a road accident in Romania?

Directly to the RCA insurer of the vehicle at fault — the injured party does not have to go through the person at fault (Law no. 132/2017). If one's own policy has a direct-settlement clause, the claim can also be opened with one's own insurer, which then recovers the sum from the at-fault insurer.

What documents go with an RCA claim?

The document establishing fault — the accident report form signed by both drivers, or the police documents — the ID, the registration certificate and driving licence, photographs, a repair estimate if there is one, and the account details. The insurer gives the exact list when the claim is opened.

What if the RCA insurer is late in paying?

Law no. 132/2017 sets deadlines for the offer of compensation and for payment, and late-payment penalties for each day. If the insurer refuses or does not answer, the injured party can turn to the Financial Supervisory Authority, to the SAL-FIN alternative dispute resolution body or to the courts.