Contract: templates and forms

A Greek private agreement for selling a used car between individuals, written for the rule that applies now: the agreement does not transfer the car. Ownership passes with the digital transfer on gov.gr, the only route between private persons since 27 April 2026. So it binds the seller to start the transfer and the buyer to accept it by a set date and within 30 days of handover, before the seller's insurance lapses, and puts fines on the buyer from handover. It gives the price in words, the known defects and the two-year limitation period of art. 554 of the Greek Civil Code, and can be signed online on docs.gov.gr.

A private agreement for the sale of a used car or motorcycle between individuals in Cyprus: the vehicle, the price and payment, handover, condition and known defects. The agreement does not change the registered owner — that is done with form TOM 9Γ at the Road Transport Department or a citizen service centre (KEP), with insurance in the buyer's name. So it binds both to complete the transfer by a set date, records the vehicle's status as to manufacturer recalls, which the Department has checked since February 2025, and puts fines on the buyer from handover.

A Polish agreement for the private sale of a used car: the parties, make and model, VIN, registration number, mileage, known defects, the price in figures and words, and handover with the documents and keys. It also sets out what each side must do afterwards: the seller tells the district office within 30 days and the insurer within 14, the buyer registers the car within 30 days and pays 2% tax on civil-law transactions within 14. No notary is needed.

For a private person selling or buying a used car or motorbike in Italy: the contract between the two parties, in Italian, setting out the vehicle, price, payment, handover, mileage, known defects and the choice on the warranty against defects (arts. 1490–1495 of the Italian Civil Code). It does not replace the transfer of ownership: the seller has the signature on the declaration of sale authenticated at an STA (vehicle registration desk), a notary or, for an old paper certificate, the Comune, and the buyer has it entered in the PRA register within 60 days.

For selling or buying a used car or motorbike between private persons in France. The official steps stay free and compulsory: the transfer certificate (Cerfa no. 15776*02), the seller's online declaration on the France Titres (ANTS) site within fifteen days, the crossed-out registration certificate. This contract comes on top of them: vehicle, mileage, price and payment, date and hour of handover, known defects, the hidden-defects warranty kept or limited (articles 1641 and 1643 of the French Civil Code), each side's steps. Signed in two originals. In French.

A contract for selling a used car or motorcycle between private individuals in Germany, under the German Civil Code (BGB). The exclusion of liability for defects is worded the way German courts uphold it: it does not cover fraud or a guarantee (§ 444 BGB), nor the seller's statements on mileage, accident damage, previous keepers and known defects, which stand in a section of their own. It also records the check of the registration certificate Part II, the date and hour of handover, retention of title, re-registration and the notice of sale. In German, for both parties to print and sign.

Signatures on a contract for the sale of a registered vehicle are certified by a notary, and the notary draws up the contract on a form of their own — this text does not replace it. Its use is beforehand: to settle the price, the date and exactly what is handed over, and to see what the seller is declaring, before you sit down in front of the notary.

For two private individuals selling and buying a used car or motorbike in Spain: the contract with the vehicle's details, the price in words and figures, the date and time of handover, the roadworthiness test (ITV), known defects, charges and the steps with Spain's traffic authority (DGT). The buyer applies for the change of keeper within 30 days and pays the transfer tax (ITP) in their region; the seller notifies the DGT of the sale. Signed in duplicate, on every page, one copy each. In Spanish.

The contract for a private sale of a used car in Austria: the vehicle with its chassis number, Typenschein or data extract and next roadworthiness test under § 57a KFG (the Pickerl), price and payment, the seller's statements on mileage, accidents and known defects, the exclusion of warranty with its limits under Austria's Civil Code (ABGB), and an express choice on roadworthiness. With the date and hour of handover, deregistration under the Austrian Motor Vehicles Act (§ 43 Abs 4 KFG) and who answers a driver enquiry until then. Not for a dealer sale. In German, ready to print twice and sign.

For a private sale of equipment, furniture, tools, instruments — anything handed over by hand. The contract describes the item, the price in words and in figures, and the seller's declaration that the item is theirs and is not pledged. Note that it will not do for a motor vehicle: there the law requires the signatures to be notarised.

The agreement by which you let another person drive your car — family, friends or acquaintances — including trips abroad: period, purpose, countries allowed, the licence check under § 103 Abs 1 Z 3 of the Austrian Motor Vehicles Act (KFG), insurance and any restricted driver group, costs, fines and damage, handover and return. Until the car comes back, you name the user in reply to a driver enquiry under § 103 Abs 2 KFG. At the end, a separate permission to drive with a short English summary, to carry in the car. In German, ready to print and sign by both.

An agreement for lending your car in Germany to someone else, such as family or friends, with an authorisation to drive it, including abroad. It records the check of the driving licence (§ 21 of the German Road Traffic Act, StVG), the insurance and whether the driver is covered, the period, purpose and permitted countries, and sets out who pays for fuel, tolls, fines, damage, the insurance excess and any loss of no-claims discount. The authorisation at the end, with a short English summary, serves as proof at checks. In German, to print and sign.

A Greek private agreement for a loan of money between private persons — relatives, friends, acquaintances: the parties with their AFM tax numbers, the sum in figures and words, how it is paid out, a fixed repayment day or instalments, interest and default interest. The rate is set against the ceiling for loans outside banks (7.90% a year from 16 September 2026), and the 3.6% digital transaction duty is placed on the borrower, payable to the Greek tax authority (AADE) by the end of the following month. Signed by both, it is the document a payment order runs on.

For when you lend out a thing free of charge — a tool, a piece of equipment, a car, a room. It differs from a lease in that nothing is paid, and from a money loan in that the same thing comes back rather than its value. So the description of the item and its condition at handover carry the whole weight of the contract: without them there is no way to show that what came back is not what went out.

For lending money to a relative or friend in France and keeping solid proof of it. The agreement, in French under French law, sets the amount, payment by bank transfer, a written interest rate or an interest-free loan, repayment in one sum or by monthly instalments, early repayment and what follows a late payment. It leaves the space where the borrower writes the sum in words and figures by hand (article 1376 of the French Civil Code) and recalls the tax declaration on form 2062 above €5,000. Print two copies, both signed by both parties.

For an owner lending a car or motorbike free of charge to a relative, friend or colleague in Italy: an Italian contract covering the vehicle, duration, permitted use, costs, insurance, fines and return (arts. 1803–1812 of the Italian Civil Code). If the loan exceeds 30 consecutive days, the borrower must ask the Motorizzazione within 30 days to record the borrower's name on the Documento Unico (art. 94(4-bis) of the Highway Code), unless a cohabiting family member; the contract states this duty, but the entry is a separate step. Signed by both; a copy is best kept in the vehicle.

A private agreement between two partners living together in Cyprus without marriage or a civil partnership: the shared home and who has a right to it, how expenses are split, what belongs to each and what is shared, and how they settle up if they separate. The law does not regulate informal cohabitation, so the agreement records what would otherwise have to be proved. It is not a civil partnership: that is entered into under Law 184(I)/2015, by any couple, and has the effects of marriage except adoption.

For couples who live together without being married and want to set out in writing how they share household costs, who owns what and what happens if they separate. The agreement names their autonomous community and refers to its rules on registered couples; in Aragón, the Balearic Islands, Catalonia, Galicia, Navarre and the Basque Country their own regional civil law also applies, according to each partner’s civil residence (vecindad civil). It does not register the couple: registration uses the regional registry’s own form, free to download online. Both sign two copies. In Spanish.

Under Italian law a cohabitation contract is void unless made as a public deed or with signatures authenticated by a notary or a lawyer (article 1, paragraph 51, Law no. 76 of 20 May 2016): this is a draft to take to that professional, who checks it, authenticates the signatures and sends it to the Comune within ten days. For unmarried partners living together who want to settle their common residence, how they share the costs of life together and their property regime, with or without community of property.

For an unmarried couple without a PACS who live together in France and want to set their own rules in writing, since the law provides almost none (article 515-8 of the French Civil Code): who owns the furniture and purchases, how rent and expenses are shared, what happens to the home and joint property on separation. A list of each partner's property can be attached. Signed by both partners, in two copies. It creates no right to inherit from the other.

A loan agreement under Austrian law for money lent between private individuals — family, friends or acquaintances. It records the amount, payment by bank transfer, interest or an interest-free loan, repayment in one sum, in instalments or after one month's notice (§ 986 of the Austrian Civil Code, ABGB), default interest at 4% (§ 1000 ABGB) and acceleration on default. No set form and no stamp duty since 2011. Between spouses or registered partners a notarial deed is required (§ 1 Abs 1 lit b NotAktsG), and the agreement asks about it. A guarantee is a separate declaration. Private lenders only. In German, to print and sign.

A loan agreement under German law for money lent between private individuals — friends, family or acquaintances. It sets out the amount, payment by bank transfer, the interest or an interest-free loan, repayment in one sum or in instalments, early repayment, default interest under § 288 of the German Civil Code (BGB) and the three months' notice of § 488 BGB where no date is fixed. For private lenders only: a business lending to a consumer falls under consumer-credit law. In German, no set form — print, both sign, each keeps a copy.

An agreement for couples living together in Poland without marrying: how they share housing and living costs, what each keeps as personal property, how things bought together are co-owned, how they settle up if they separate, and who leaves the home. Poland has no registered partnerships — the closest-person status law did not take effect after the Sejm failed to override the presidential veto in September 2026 — so these matters are settled by a civil-law contract.

For two businesses or professionals in Spain who will exchange confidential information before working together, investing, selling or developing a project: a Spanish reciprocal agreement with the purpose, what is and is not confidential, the duties, how long they last after the relationship ends, return of materials, trade secrets under Spain's Law 1/2019 and, if agreed, a penalty in words and figures. Signed in two copies. In Spanish.