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Chargeback request to your card issuer (Liechtenstein)

Liechtenstein · in English · for consumers

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12 questions · about 5 min

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For someone in Liechtenstein who paid by debit or credit card and did not get what they paid for — goods never delivered, faulty or not as described, a refund never paid, a payment taken twice — and could not settle it with the trader. The letter asks the card provider to raise a chargeback under the card scheme's rules and to answer in writing. Many providers have a free online dispute form that does the same job; ask the trader first.

  • Last updated November 4, 2026
  • Document in English

Published byDocMuse

When to use this document

  • You paid by card in Liechtenstein for goods that never arrived and the shop has gone silent.
  • A payment was taken twice from your card and the trader refuses to refund it.
  • The trader went bankrupt after you paid by credit card for furniture.
  • You want your card issuer in Liechtenstein to get your money back from the trader's bank.

What you fill in

The details the document asks for.

  • Sender
  • Sender's address
  • Card provider (bank or card company)
  • Card provider's postal address
  • City
  • Date
  • Account number or last digits of the card
  • Merchant
  • Date of the transaction
  • Amount paid
  • Reason for the chargeback
  • What the complaint is about

Common questions

Is a chargeback a right given by law in Liechtenstein?
No. It comes from the rules of the card schemes, such as Visa and Mastercard, which let your card provider ask the trader's bank for the money back when the trader did not deliver what you paid for. Providers use it as a matter of practice. A payment you never authorised is different: tell your provider at once, since the law on payment services gives you a separate right to a refund.
How long do I have to ask for a chargeback in Liechtenstein?
The card schemes set the time limits, and card providers may apply their own, so ask as soon as you know that something has gone wrong — usually after first giving the trader a chance to put it right. Keep the receipt, the order confirmation and every message with the trader.
What can I do in Liechtenstein if my card provider refuses a chargeback?
Ask for its final response in writing, with its reasons. If you think it acted unfairly, you can complain to the competent conciliation body (for a bank established in Liechtenstein, the Conciliation Board for Financial Services (Schlichtungsstelle im Finanzdienstleistungsbereich), schlichtungsstelle.li; free of charge, Art. 1 Abs. 1, Art. 4 Abs. 1 Bst. c and Art. 12 AStG) within the time its rules allow. You can still pursue the trader directly.

How you can sign this document

  • Print it and sign by hand. The signature lines in the document are left blank on purpose — sign on them in ink.
  • Sign it yourself with a qualified electronic signature. If you already hold a QES — Evrotrust, B-Trust, StampIT, ZealiD or any qualified provider on the EU Trusted List, on a card, a USB token, in a mobile app or in the cloud — our signing guide explains step by step how to sign this exact file without invalidating it. Step-by-step help, and a way to check it worked

DocMuse sells documents, not legal advice. Acceptance always depends on the recipient's rules and your local law.

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