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Request for an advance on severance pay (TFR) (Italy)

Italiano
Italy
Application
Employment
Print & sign
1 page · 0 sold

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This document is in Italian

The PDF you download is in Italian — that is the language it has to be filed in, so it is not translated. Everything on this page is here to tell you what it says.

For an employee in Italy with at least eight years of service with the same employer who asks for an advance on the end-of-service allowance (TFR). Art. 2120 of the Italian Civil Code allows it once during the employment, up to 70% of the TFR accrued, for exceptional medical costs or for buying a first home for oneself or a child; art. 7 of Italian Law 53/2000 adds costs during parental or training leave. The letter states the reason and encloses the documents. If the TFR goes to a pension fund, the advance is asked of the fund. Send it by registered post, PEC or by hand. In Italian.

  • Made for use in Italy
  • Last updated October 14, 2026

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When to use this document

  • You are buying your first home in Italy and want an advance on the severance pay building up with your employer.
  • You face large medical bills and want the company to pay part of your TFR early.
  • You are about to start parental leave and need money to cover the costs while you are off.
  • You want to ask your employer in writing for an advance on your TFR.

What you fill in

The details the document asks for.

  • Employee
  • Employee's address
  • Employee's codice fiscale (Italian tax code)
  • How the letter is sent (printed above the recipient)
  • Employer
  • Employer's postal address (street and number, postcode and town on separate lines)
  • City
  • Date
  • Date of hiring
  • What the advance is for
  • Amount

Common questions

Who can ask an employer in Italy for an advance on the TFR?
An employee with at least eight years of service with the same employer, once during the employment, up to 70% of the TFR they would receive if the job ended on the date of the request (art. 2120 of the Italian Civil Code). The reason must be medical costs for exceptional treatment recognised by public health bodies, buying a first home for oneself or one's children, or costs during parental or training leave (art. 7 of Italian Law 53/2000). A collective agreement or an individual agreement may set better terms.
Can an employer in Italy refuse an advance on the TFR?
Each year the employer grants requests up to 10% of the employees entitled and in any case up to 4% of all employees (art. 2120 of the Italian Civil Code): beyond those limits it may decline them for that year. It may ask for documents showing the cost, for a first home the notarial deed of purchase. The collective agreement may set priorities between several requests. It is best to ask for a written answer and to keep proof of sending.
If the TFR is paid into a pension fund, who is asked for the advance?
The supplementary pension fund, not the employer: TFR paid into the fund does not stay with the company, and the fund grants advances under its own rules and Italian Legislative Decree 252/2005, on the form it provides. This letter is for TFR kept by the employer. If the company has its own free internal form for the request, that form can be used instead of the letter.

How you can sign this document

  • Print it and sign by hand. The signature lines in the document are left blank on purpose — sign on them in ink.
  • Sign it yourself with a qualified electronic signature. If you already hold a QES — Evrotrust, B-Trust, StampIT, ZealiD or any qualified provider on the EU Trusted List, on a card, a USB token, in a mobile app or in the cloud — our signing guide explains step by step how to sign this exact file without invalidating it. Step-by-step help, and a way to check it worked

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