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A receipt under § 1426 of the Austrian Civil Code (ABGB): the person receiving the money confirms in writing who paid how much, when, how — in cash or by transfer — and for what, and whether the debt is now paid off or this is only a part-payment, with the balance left. Anyone who pays in Austria may always ask for a receipt. It goes with the private loan, the acknowledgement of debt, the settlement and the instalment agreement. In German, to fill in, print and have signed by the payee.

The letter cancelling your motor liability insurance in Austria in the four most common cases: at the end of the insurance year (§ 14 Abs 2 of the Austrian Motor Liability Insurance Act, KHVG) — the anniversary of the policy's start, not necessarily 31 December, with the notice arriving a month before — after a premium increase (§ 14a KHVG), after a claim (§ 158 VersVG), and after buying a used car whose insurance passed with it (§§ 69 ff VersVG). With the policy number and plate. In German, ready to print, sign and send by registered post.

A letter objecting to an Austrian penalty order (Strafverfügung) from a district authority, a city's Magistrat or the Land police directorate, for instance for a traffic offence: with the file number, the date and the day of service, against the whole order or expressly only against the amount (§ 49 of the Austrian Administrative Penal Act, VStG). Deadline: two weeks from service; no reasons are needed, e-mail is accepted, and posting on the last day is enough. If the case ends in a penalty decision, 10 % costs are added, at least € 10 (§ 64 VStG). On-the-spot fines and anonymous orders cannot be objected to. In German.

A letter for claiming accident damage directly from the motor liability insurer of the vehicle that caused it, as Austria's Motor Liability Insurance Act allows (§ 26 KHVG): date, place, the other vehicle's plate and policy number, how it happened, the damage, the amount so far, your IBAN and a date for a reply. The insurer must make an offer or give written reasons within three months (§ 29a KHVG), and the claim suspends limitation until it rejects it in writing. The same in every Land. In German, ready to print, sign and send with the accident statement and photos.

A letter reporting an accident or damage to your own motor insurer in Austria: under the liability cover where someone else may claim against you, or under partial or comprehensive Kasko cover for damage to your own vehicle. With the policy number, plate, date and place, who was driving, others involved, police, witnesses, what happened and the damage. Austrian policy conditions (AKHB) ask for prompt notice; your policy states the period. The letter records facts and admits no fault. In German, ready to print and sign.

A loan agreement under German law for money lent between private individuals — friends, family or acquaintances. It sets out the amount, payment by bank transfer, the interest or an interest-free loan, repayment in one sum or in instalments, early repayment, default interest under § 288 of the German Civil Code (BGB) and the three months' notice of § 488 BGB where no date is fixed. For private lenders only: a business lending to a consumer falls under consumer-credit law. In German, no set form — print, both sign, each keeps a copy.

A letter cancelling your German motor insurance with your current insurer: at the end of the insurance year, early after a premium increase or a claim, or after buying a used vehicle whose policy passed to you (§ 96 of the German Insurance Contract Act, VVG). For all cover or for the comprehensive cover only, asking the insurer to confirm the end date and refund any unused premium. For most policies, a cancellation for 31 December must reach the insurer by 30 November. In German, ready to send.

The first claim after a road accident someone else caused, sent straight to their German motor liability insurer: the date, time and place, the other vehicle's plate, your vehicle, what happened, the damage, the police and witnesses, the amount quantified so far and your IBAN, with a request to confirm liability in principle. Under § 115 of the German Insurance Contract Act (VVG) you have a direct claim against the insurer, and you must notify it in text form within two weeks (§ 119 VVG) — a letter or an e-mail will do. In German.

A power of attorney for one matter in Germany — collecting a document, registering or deregistering a car, handing over a flat, attending an appointment at an office. With the principal and the agent, the matter described precisely, any limits, an expiry date, the return of the document and a specimen of the agent's signature. Under the German Civil Code (BGB) a power of attorney needs no particular form, but the land registry, the commercial register or disclaiming an inheritance require a publicly certified signature. In German; fill in, print, sign by hand and hand over the original.

Reporting a loss to your own German motor insurer: to the liability cover when someone else may claim against you, or to the partial or comprehensive cover (Teilkasko, Vollkasko) for damage to your own vehicle. With the policy number and plate, the date, time and place, who was driving, anyone else involved, what happened, the damage, the police and witnesses, and a question whether the insurer wants to inspect the vehicle before repair. The model motor insurance terms (AKB) ask for notice within one week; your own policy's terms govern. In German.

The record of exactly when the buyer took the vehicle: date and hour, mileage, fuel, keys, documents, accessories and condition. In Cyprus the transfer at the Road Transport Department, on form TOM 9Γ, can come days after handover, and until then the seller remains the registered owner, to whom camera fines are sent. The record proves who had the vehicle and from when the buyer bears it, and records the buyer's insurance and the deadline for the transfer.

The claim in which someone who suffered loss in a road accident in Greece asks for compensation directly from the insurer of the vehicle at fault, without going through its driver: the injured party has a direct claim against the insurer (Presidential Decree 237/1986), and the insurer owes a reasoned offer, or a reasoned reply, within three months of the claim. It sets out the accident, the at-fault vehicle and its policy, what happened, the damage, the amount, availability for inspection and the IBAN. Remember, too, to notify your own insurer within eight days.

The receipt by which a private person in Romania confirms receiving money from another: who received it and from whom, the sum in figures and words, what for, how it was paid and what remains to be paid. It is the written proof of a payment between private persons — a deposit, an instalment, a loan repaid — and matters most above 250 lei, the value above which a transaction can no longer be proved by witnesses.

The claim in which someone who suffered loss in a road accident in Romania asks for compensation directly from the RCA insurer of the vehicle at fault, without going through its driver (Law no. 132/2017): the date, place and course of the accident, the at-fault policy, the damaged vehicle and the loss, the documents attached and the account for payment.

The notice in which a seller tells their motor (RCA) insurer in Romania that the vehicle has been sold. A Romanian RCA policy does not pass to the buyer: the seller's contract ends on notification, and the premium for the remaining period is refunded if no compensation has been paid or is owed under the policy. The letter identifies the policy and the vehicle, gives the date of sale and the new owner, and asks for the refund to the account given.

The receipt a payer can demand from whoever takes the money (art. 462 of the Polish Civil Code) — when repaying a loan, returning a deposit, or paying a price or instalment in cash: who pays and who receives, the amount in words, what it is for, the date and method of payment, and whether it settles the debt or leaves a balance. It is the basic proof of payment when money changes hands directly.

A final demand before going to court, for use between private individuals or by a consumer against a business: the amount and what it is for, when it fell due, statutory late-payment interest from a stated date, the payment deadline and account, and notice of a lawsuit. It is the attempt at amicable settlement a Polish court asks about (art. 187 § 1(3) of the Code of Civil Procedure). Invoices between businesses have a separate document.

The injured party's claim to the at-fault driver's insurer: the date and place, the at-fault driver, their vehicle and policy number, the injured party's vehicle, what happened, the damage, the evidence, the amount claimed and the account for payment, reserving the right to a replacement-car hire refund. It reminds the insurer that compensation is paid within 30 days of the claim, and filing the claim interrupts the limitation period.

A statement written at the scene of a minor collision in Poland where nobody was hurt: the date, time and place, the at-fault driver's details and licence, their vehicle and OC policy, the other driver and vehicle, what happened, visible damage, witnesses, room for a sketch, and the admission of fault. It is the main evidence for a claim against the at-fault driver's insurer when the parties do not call the police.

The seller's letter to the insurer that a car with OC motor insurance has been sold: the policy number, the vehicle, the date of sale and the buyer's details that art. 32 of the Compulsory Insurance Act requires. Since 10 September 2025 the deadline is 14 days, and until the insurer is told the seller is jointly liable for the premium with the buyer. It does not replace the notice to the district office.

An agreement for couples living together in Poland without marrying: how they share housing and living costs, what each keeps as personal property, how things bought together are co-owned, how they settle up if they separate, and who leaves the home. Poland has no registered partnerships — the closest-person status law did not take effect after the Sejm failed to override the presidential veto in September 2026 — so these matters are settled by a civil-law contract.

Written, dated notification of a loss. Insurers work with claim forms of their own, but filing those often drags — with this notice the date of notification is on record from the day you gave it. It describes the event and the property damaged, lists the documents drawn up, and says when an inspection can be carried out.

For when the settlement offered falls short of what the repair actually costs. The objection identifies the claim, the figure you are objecting to, and the ground — a garage quotation, an independent valuation, items left out of the schedule. It also asks for a copy of the expert assessment the insurer relied on, since without it there is no way to contest a particular item.

The power of attorney by which you appoint someone you trust to act for you in Cyprus in a range of matters: at government departments, Citizen Service Centres and local authorities, the Tax Department and Social Insurance, banks and utilities. It sets the powers, what is left out — such as selling property — whether the attorney may appoint a substitute, and how long it lasts, and is signed before a certifying officer or at a Citizen Service Centre (KEP), which certifies the signature. For use abroad it also needs an apostille. Cyprus has no lasting power of attorney that survives the principal's loss of capacity.