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For anyone who received from the Agenzia delle Entrate an assessment, a notice of irregularity or a tax bill with an obvious error: wrong person, calculation error, payment already made and ignored. Before this letter, the free route: the Agency’s CIVIS online service, for notices and bills, and its own fac-simile on plain paper. The request goes to the Agency office that issued the act or, for a tax bill, the one that entered the sums for collection, by PEC, recorded delivery or by hand, with no revenue stamp; it does not suspend the 60 days to appeal.

For anyone who received from the Comune, or the agent collecting for it, an assessment or payment notice for IMU, TARI or another local tax with an obvious error: a property not owned, wrong floor area or cadastral value, payment already made, wrong person. Many Comuni have their own form or a free online desk: if there is one, use it. This Italian request goes to the tax office that issued the act, by PEC or recorded delivery, and does not suspend the 60 days to appeal.

The Spanish Data Protection Agency (AEPD) publishes free forms for exercising these rights: you do not need DocMuse for it. This Spanish letter, in Spanish, is for anyone who wants to know what personal data a company or body in Spain holds about them, have it erased or stop its use. It exercises, before the data controller, the right of access (Article 15 GDPR), erasure (Article 17) or objection (Article 21), as you choose, names the data and the reason, and recalls the one-month deadline and that it is free. Send it by burofax, certified post or by hand, or to the e-mail address in the privacy notice.

For someone listed in Spain in a bad-debtor file such as ASNEF or Experian for a debt that is paid, does not exist, is disputed, was never notified, is over five years old or is under fifty euros. The letter exercises the right to erasure against the company running the file, asks for processing to be restricted while it checks, and points out the one-month deadline to answer (article 20 of Spain's data protection act, LOPDGDD, and articles 12 to 19 GDPR); a copy goes to the creditor. Exercising these rights is free, and the AEPD offers its own model forms. Send it by burofax or through the file's written channel. In Spanish.

The right to be forgotten under Article 17 of the General Data Protection Regulation. It is not unconditional: data the organisation keeps by law, for accounting, or to defend a legal claim stay. So the request names exactly which data and on what ground, and asks for a written answer — including when the answer is a refusal, so that there is something to appeal against.

The agreement by which an employer and an employee in Cyprus end the employment contract together, without a dismissal or a resignation. It sets the last working day, the pay and annual leave still owed, any agreed lump sum and when it is paid, the return of equipment, a certificate of employment and continuing confidentiality, with a settlement clause that leaves untouched any rights the law does not allow to be waived. It rests on the Contract Law, Cap. 149, which requires free consent.

The letter by which an account holder in Greece closes the account and ends the framework agreement with the bank: the account, the closing date, the account to receive the balance, cancelling cards, standing orders and direct debits, a pro-rata refund of fees paid in advance, and written confirmation. It rests on Law 4537/2018, which transposed the EU Payment Services Directive; the letter asks for closing on the date chosen or when the notice period in the contract ends, if that is later.

When the other side does not perform, the contract does not fall away by itself. Rescission requires a written declaration, and before it one normally allows a further period for performance — so this document first sets out the non-performance and the period given, and only then declares the rescission. It also states what is being asked back: sums paid, items handed over, documents.

For a business or self-employed person in Spain ending a services or supply contract with another business: a Spanish letter giving notice of termination, choosing the ground (the right to terminate or withdraw that the contract gives, or the other party's breach under art. 1124 of the Spanish Civil Code), setting the effective date and asking for materials back and the final invoice. Sent by burofax with certified content and acknowledgement of receipt. In Spanish.

For a business or professional wanting to leave a contract with a supplier in Italy (cleaning, software, equipment rental, maintenance): a letter in Italian exercising the withdrawal the contract provides (art. 1373 of the Italian Civil Code), citing the clause, the notice, the effective date and the requests to close the relationship: final invoice, collection of equipment, return of data, an end to direct debits. Sent by PEC to the supplier's address in INI-PEC or by registered post. If the contract allows no withdrawal, this letter is not enough.

A consumer complaint to your electricity or gas supplier in Germany — a wrong bill, excessive instalments, a meter reading not taken over, a missing bonus or a termination left unconfirmed. The letter gives customer number, meter number and supply address, describes the problem, asks for a remedy and points to the four-week statutory deadline for an answer (§ 111a of the German Energy Industry Act, EnWG). If it fails, it is the precondition for a free application to the energy conciliation body, the Schlichtungsstelle Energie (§ 111b EnWG). Not for water or district heating. In German.

The agreement by which a Greek employer and employee end the employment contract together on a date they choose: the last working day, the final settlement of pay, leave and bonuses, a lump sum if one is agreed, the return of equipment and the certificate of employment. No statute governs it: no form, reason or compensation is required, only a clear shared will — and the written agreement is what proves it when the end is declared in ERGANI II.

An out-of-court notice (εξώδικη δήλωση) in which a consumer in Greece sets out a complaint about a mobile, landline, internet or TV service and ends the contract. It relies on the rules of Law 4727/2020: an initial commitment of at most 24 months, termination after it with at most a month's notice, and termination free of charge when the provider changes the terms unilaterally. A court bailiff serves it, so the date from which the termination runs cannot be disputed. For money disputes the next step is Greece's consumer authority, not the telecoms regulator EETT.

The seller's letter to their motor insurer in Greece after the car's digital transfer. A Greek policy neither passes to the buyer nor needs cancelling: it lapses by law 30 days after ownership or possession of the car passes (art. 8(2) of Presidential Decree 237/1986), and the insurer must return the unearned premium for the rest of the period. The letter identifies the policy and the vehicle, gives the dates of handover and transfer with the gov.gr certificate, and asks for the refund to an IBAN and for written confirmation of when cover ended.

An out-of-court notice (εξώδικη δήλωση) by which a consumer leaves a gym under the special rules of Greek ministerial decision Ζ1-1262/2007: withdrawal within 30 days of receiving the contract, or termination at any time. It asks for the money for the unused part of the programme back within 30 days — on termination after the first 30 days the gym may keep at most 2.5%, and only if the contract says so — and stops recurring charges. A court bailiff serves it, so the date is proven. A generic 'cancel with notice' letter would give all of this away.

Notice ending a contract with a Polish phone, internet or TV operator: the customer and contract numbers, the service and number, the basis for ending it to underline — a contract rolled over after the promotional term, an open-ended one, early termination, or a change of terms by the operator — the date wanted, and the return of equipment and any overpayment. It states the one-month notice for a rolled-over contract under the Electronic Communications Law.

Ending a Polish employment contract by agreement of both sides, on a date they choose, with no notice period and no reasons given. The agreement records who proposed it — which matters for the certificate of employment, for severance where the reasons do not concern the employee, and for the labour office — and settles leave and anything else the parties have agreed.

While an agreed probationary period is running, the party in whose favour it was agreed may end the contract with no notice and without giving a reason. The application identifies the contract, the termination date, and that the ground is Art. 71 of the Labour Code. Check your own contract for whose benefit the probationary period was agreed before filing it.

For anyone in Italy who finds a contract in their name that they never asked for – electricity or gas moved to another supplier, a phone line or service switched on, a subscription – often after a phone call or doorstep visit: you repudiate the contract and ask for it to stop, for the bills to be cancelled and for a refund. A consumer owes nothing for an unsolicited supply, and silence is not consent (Article 66-quinquies of the Italian Consumer Code). For electricity and gas, ARERA has a restoration procedure; Altroconsumo publishes a free model. Send this Italian letter by PEC to the company’s certified address or by registered post.

For someone who must repay a benefit paid in error (an overpayment) and cannot afford it, in mainland France or the overseas departments other than Mayotte. Without disputing the debt, the French letter asks for a full or partial write-off, or a payment plan, setting out the household's income, outgoings and situation; the law allows the claim to be reduced or cancelled for hardship, except for fraud or false declarations. To dispute the overpayment itself, an appeal is needed instead. Sold blank, to complete by hand, social security number included. Sent by registered post.

The French labour ministry's site code.travail.gouv.fr offers free model letters ending the probation period, for the employee and for the employer. This document is a letter by which the employer or the employee ends the employment contract during the probation period (période d'essai) in mainland France or an overseas department other than Mayotte: it says who is ending it, refers to the notice period of article L. 1221-25 (employer) or L. 1221-26 (employee) of the Labour Code and gives the end date. No reason has to be given. Hand it over against a signed receipt or send it by registered post with proof of receipt, before the probation period ends. In French.

A rupture conventionnelle is concluded and approved free of charge online, through the French labour ministry's TéléRC service, and the ministry's site code.travail.gouv.fr has a free model request for a meeting; this document is only the letter that proposes one. For an employee on an open-ended contract (CDI) in mainland France or an overseas department other than Mayotte, it asks for a meeting with a view to ending the contract by mutual agreement (articles L. 1237-11 to L. 1237-16 of the Labour Code), without amounting to a resignation, and can give a preferred end date. Send it by registered post with proof of receipt or hand it over against a receipt. In French.

The out-of-court notice (εξώδικη δήλωση) by which a tenant in Greece terminates a residential lease. Greek law gives a tenant no right to leave early, and one who leaves without cause owes rent to the end of the term; so the notice relies on the lease's early-exit clause, on serious cause (Civil Code 585, 588), on Article 609 for an open-ended lease after three years, or on the end of the agreed term, and otherwise stands as an offer to end the lease by agreement. It sets the end and handover dates, asks for the deposit back, and is served by a court bailiff, whose report proves what was said and when.

Notice ending a Polish residential tenancy with one month's notice to the end of a calendar month, on the grounds in art. 11(2) of the tenants' protection act: arrears after a written warning, use against the agreement despite a warning, subletting without consent. The letter states the reason, because without it the notice is void. An owner wanting to move in relies on a different ground with longer periods, and this is not that document.